In-House Financing — 0% Interest, 6-Month Plans
Qualifying insurance claim customers can spread payment over 6 months with no interest charged. Ask about eligibility during your inspection. Financing terms are outlined in your service agreement.
About Pillar Roofing
Don’t Let Insurance Timing Delay Your Roof
In Texas, insurance companies often withhold a portion of your claim, called recoverable depreciation, until your roof replacement is completed and proof of the work has been submitted. If your mortgage company is listed on the insurance check, it may also release funds in stages as the project progresses. This can create a temporary cash-flow gap for homeowners.
Pillar Roofing's IN-HOUSE Financing helps bridge that gap by dividing your out-of-pocket costs into six manageable payments, making it easier to get your roof replaced without waiting for every insurance payment to be released. Once the final insurance funds are received, many homeowners use those proceeds to pay off the remaining balance.
EXAMPLE:
Insurance Terminology:
Amount Replacement Cost Value (RCV): $25,000
Less recoverable depreciation−$4,000
Less policy deductible $5,000
Initial Actual Cash Value payment $16,000
Depreciation released after completion $4,000
Total paid by insurance $20,000
Homeowner deductible $5,000
Six deductible payments $833.33 each
Some images on this page are illustrations used to demonstrate our services. Actual project photographs are also included.
About Pillar Roofing
Financing That Comes to You
Storm damage, a leaking roof, or a 2% insurance deductible can create an urgent problem—and a difficult lump-sum expense. Your Pillar Roofing Concierge will meet with you personally, explain the process, and help you find a practical way forward.
Unlike third-party lenders, we work directly with our customers. Your deductible remains your responsibility, but our IN-HOUSE Financing allows it to be divided into six manageable payments through a straightforward, personal process.
With more than 25 years of roofing experience, Pillar Roofing has built its reputation on relationships—not red tape. This flexibility can allow needed repair or replacement work to begin sooner, before a roof problem causes additional damage.
Trusted. Flexible. Convenient.
With Pillar Roofing’s IN-HOUSE Financing, you don’t have to choose between protecting your home and protecting your budget.
About Pillar Roofing
LifeTime Workmanship Warranty
When Pillar Roofing replaces a roof, we gain access to the critical flashing around walls, valleys, vents, pipes, and other penetrations—the areas that determine whether water stays outside or finds its way into your home. We carefully inspect every transition and repair, replace, or reseal the flashing as needed rather than covering old problems with new shingles.
That detail-by-detail approach gives us confidence in the finished roof and gives homeowners lasting peace of mind. We waterproof every nook and cranny and inspect and refresh all flashing details as we install the roof system.
Qualifying complete residential reroofs include our limited, transferable Lifetime Workmanship Warranty, subject to the written warranty terms.